Terms of Use

Welcome to the website of Matt Tolve and Team Tolve, a mortgage advisory practice with Model Mortgage serving Texas and Florida. By accessing or using this site you agree to these terms. If you do not agree, please do not use the site.

1. Informational Purposes Only

The content on this site is general information about mortgage financing and our services. It is not financial, legal, or tax advice, and it is not an offer to lend, a loan approval, or a commitment to extend credit. Loan programs, rates, fees, and terms change without notice and are subject to credit approval, property approval, underwriting, and program availability. The only terms that bind anyone are those in final loan documents you sign.

2. Licensing

Matt Tolve is a mortgage advisor with Model Mortgage. Licensing information is available through NMLS Consumer Access # 2516810. Equal Housing Opportunity. Services described on this site are offered in the states where Model Mortgage and its advisors are licensed to operate.

3. Use of the Site

You agree to use this site only for lawful purposes and not to interfere with its operation, attempt to gain unauthorized access to any systems, scrape or harvest content or data, or use the site to transmit anything unlawful, misleading, or harmful.

4. Intellectual Property

The content of this site, including text, design, photography, the Team Tolve name, and the Team Tolve monogram and wordmark, is owned by or licensed to Matt Tolve and is protected by applicable intellectual property laws. You may not reproduce or use it without prior written permission, except for personal, non-commercial viewing.

5. Third-Party Sites and Services

This site links to third-party services, including a secure loan application portal and NMLS Consumer Access. Those sites are governed by their own terms and privacy policies, and we are not responsible for their content or practices.

6. No Warranties

This site is provided as is and as available. While we work to keep information accurate and current, we make no warranties of any kind, express or implied, about the completeness, accuracy, or availability of the site or its content.

7. Limitation of Liability

To the fullest extent permitted by law, Matt Tolve and Team Tolve shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of this site or reliance on its content.

8. Governing Law

These terms are governed by the laws of the State of Texas, without regard to conflict of law principles.

9. Changes

We may revise these terms from time to time. The effective date above reflects the latest revision, and continued use of the site after a change means you accept the updated terms.

10. Contact

Questions about these terms can be sent to matt.tolve@modelmtg.com.